Trusted Coral Gables bankruptcy attorney. Cava Law helps with Chapter 7, 11, 13, foreclosure defense, and creditor rights. Call today for a consultation.
Cava Law
Team
Reach
Mayret
Mayret De La Torre, Esq.
Of Counsel: Business, Finance & Compliance
Mayret has held senior in-house legal and compliance roles at major financial services companies, including MoneyGram International and Block. In these capacities, she served as Banking & Payments Counsel, Commercial Counsel, and Assistant General Counsel. She managed cross-border payments, enterprise-wide contract negotiations, regulatory oversight, and commercial strategies across global transactions.
Her practice at MoneyGram and Block focused on the intersection of finance, payments regulation, AML/OFAC sanctions, and technology-driven compliance — underscoring her ability to advise on complex, regulated business operations in high-risk industries. Mayret guided compliance and corporate initiatives through evolving legal landscapes, ensuring operational resilience and regulatory alignment.
With substantive experience across corporate counsel, structured finance, payments regulation, contract negotiation, and compliance programs, Mayret supports the Firm’s clients in navigating legal complexity at the intersection of business growth and regulatory risk. She enhances the Firm’s ability to assist corporate clients with enterprise-level finance and compliance challenges.
Our Testimonials
What Our Clients Say
“I am truly grateful that I was pointed to CAVA and that the universe placed us together. Vanessa has always made me feel human in this process and I thank her for her patience and kindness throughout…you are very much appreciated.“
- Jeff G., July 2023
“I had the privilege of working with Vanessa, Partner at CAVA Law, and I must say that her legal services were nothing short of exceptional. From the moment I contacted their office, I knew I was in capable hands. She not only possessed an in depth knowledge of the law but also demonstrated a genuine commitment to helping me navigate my real estate legal matters successfully. Thank you!”
- Robert C., September 26, 2023
“CAVA is a law firm with experience, professionalism, respect, and exemplary customer service. Every single member of the team goes above and beyond to make sure their clients are always informed of their case. CAVA is made up of human beings who respect and care for their clients.”
- Hiram, September 21, 2023
“Thank you so much for helping my mother. Attorney Christina Vilaboa was compassionate and professional. She explained Chapter 13 case completely, step by step, giving her piece of mind and a sense of renewed stability that she hadn’t had in several years. I would recommend you very highly. Sincerely, Peter.”
- Peter, October 2023
“The legal team at the CAVA LAW FIRM are the best. I was very apprehensive and scared when I was first introduced to them to handle my legal problem. They were very professional while still being very personable. They walked me through every aspect of my case. They made it very easy on me. They did all the work. I would highly recommend them to any lay person that has little knowledge of how the legal system works. Thanks again!”
- Cathy E., August 2023
“Amazing service and professionalism. They took care of my situation I recommend them without any hesitation.”
- Tania M., August 2023
Five stars!
- Leopoldo C., May 2022
Five stars!
- Rene T., April 2023
They where very professional and great me good advice I recommend very much.
- Noraima T., 2022
Mrs. Vilaboa Abel is such a dedicated soul. I dont have words to express my grattitude towards her. My case wasn’t easy, yet she was supportive from day one and in the end she figured it all out. Aim for the stars Christina, you are awesome!
If you’re facing bankruptcy, debt litigation, or real estate issues in South Florida, don’t hesitate to contact CAVA Law for personalized and compassionate legal representation.
Understanding Bankruptcy Options
Bankruptcy can be a daunting process, but understanding the different types available is crucial for individuals facing financial distress. Chapter 7, Chapter 11, and Chapter 13 bankruptcy each serve unique purposes and cater to various financial situations, allowing individuals and businesses to regain control over their finances.
For instance, Chapter 7 bankruptcy is designed for individuals who cannot repay their debts, allowing for the liquidation of non-exempt assets to pay creditors. In contrast, Chapter 11 is often utilized by businesses seeking to restructure their debts while continuing operations, whereas Chapter 13 allows individuals to create a repayment plan to pay back debts over time. Each option has specific eligibility requirements and implications that potential filers should carefully consider.
Why Choose Cava Law for Bankruptcy Representation?
Choosing the right legal representation is essential when navigating bankruptcy proceedings. Cava Law, led by experienced attorney Mayret De La Torre, offers personalized legal services tailored to each client's unique financial situation. With a deep understanding of bankruptcy law and a commitment to client advocacy, Cava Law stands out as a trusted partner in the legal process.
The firm’s extensive experience in handling complex bankruptcy cases ensures that clients receive informed guidance throughout the process. From initial consultations to court proceedings, Cava Law prioritizes clear communication and strategic planning, empowering clients to make informed decisions and achieve favorable outcomes in their bankruptcy cases.
The Impact of Bankruptcy on Credit
One of the most significant concerns for individuals considering bankruptcy is its impact on credit scores. While bankruptcy can provide a fresh start by discharging certain debts, it also has lasting effects on creditworthiness that individuals must understand before proceeding.
Bankruptcy can remain on a credit report for up to ten years, affecting the ability to secure loans, credit cards, and favorable interest rates. However, many individuals find that, post-bankruptcy, they can begin to rebuild their credit through responsible financial practices, such as timely bill payments and maintaining low credit utilization ratios. Understanding this balance is crucial for those looking to move forward after bankruptcy.
Community Involvement and Support
Cava Law is not just committed to legal excellence; it also prioritizes community involvement and support. The firm actively participates in local initiatives and provides resources for individuals facing financial hardships, reinforcing its dedication to the well-being of the Coral Gables community.
Through outreach programs, educational workshops, and partnerships with local organizations, Cava Law strives to empower individuals with knowledge about their legal rights and options. This community-oriented approach not only enhances the firm's connection with clients but also fosters a supportive environment where individuals can seek help and guidance during challenging times.
Understanding Bankruptcy Options
Bankruptcy can be a daunting process, but understanding the different types available is crucial for individuals facing financial distress. Chapter 7, Chapter 11, and Chapter 13 bankruptcy each serve unique purposes and cater to various financial situations, allowing individuals and businesses to regain control over their finances.
For instance, Chapter 7 bankruptcy is designed for individuals who cannot repay their debts, allowing for the liquidation of non-exempt assets to pay creditors. In contrast, Chapter 11 is often utilized by businesses seeking to restructure their debts while continuing operations, whereas Chapter 13 allows individuals to create a repayment plan to pay back debts over time. Each option has specific eligibility requirements and implications that potential filers should carefully consider.
Why Choose Cava Law for Bankruptcy Representation?
Choosing the right legal representation is essential when navigating bankruptcy proceedings. Cava Law, led by experienced attorney Mayret De La Torre, offers personalized legal services tailored to each client's unique financial situation. With a deep understanding of bankruptcy law and a commitment to client advocacy, Cava Law stands out as a trusted partner in the legal process.
The firm’s extensive experience in handling complex bankruptcy cases ensures that clients receive informed guidance throughout the process. From initial consultations to court proceedings, Cava Law prioritizes clear communication and strategic planning, empowering clients to make informed decisions and achieve favorable outcomes in their bankruptcy cases.
The Impact of Bankruptcy on Credit
One of the most significant concerns for individuals considering bankruptcy is its impact on credit scores. While bankruptcy can provide a fresh start by discharging certain debts, it also has lasting effects on creditworthiness that individuals must understand before proceeding.
Bankruptcy can remain on a credit report for up to ten years, affecting the ability to secure loans, credit cards, and favorable interest rates. However, many individuals find that, post-bankruptcy, they can begin to rebuild their credit through responsible financial practices, such as timely bill payments and maintaining low credit utilization ratios. Understanding this balance is crucial for those looking to move forward after bankruptcy.
Community Involvement and Support
Cava Law is not just committed to legal excellence; it also prioritizes community involvement and support. The firm actively participates in local initiatives and provides resources for individuals facing financial hardships, reinforcing its dedication to the well-being of the Coral Gables community.
Through outreach programs, educational workshops, and partnerships with local organizations, Cava Law strives to empower individuals with knowledge about their legal rights and options. This community-oriented approach not only enhances the firm's connection with clients but also fosters a supportive environment where individuals can seek help and guidance during challenging times.
